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If you’re going to operate a motor vehicle on a Florida roadway, you’re required to maintain minimum insurance coverage on your vehicle. In order to get your license plates and registration, you’re required to have $10,000 in personal injury protection coverage and another $10,000 in property damage. Although it’s perfectly legal to drive anywhere in the state with those policy limits, minimum coverage is woefully insufficient.
$10,000 of personal injury protection covers maybe an ambulance trip to the hospital, an emergency room visit and an overnight admission. If you’re liable for an accident with $40,000 in personal injury damages, you’re going to be on the hook for the excess $30,000. If you caused in excess of $10,000 in property damage, you’re responsible for that overage too. Knowing all that while driving around on minimum mandated insurance probably makes you want to boost your auto insurance coverage.
We’re independent insurance agents, and we offer you choices in increasing your insurance coverage that agents for the "big three" aren’t permitted to give you. Since we’re agents for several very reputable insurance companies, you have choices of who will insure you, the type of coverage that you want, and how much your premium payments will be. Other agents will only give you one alternative from one single insurer. That’s no choice at all.
We’re trusted providers for the community in and around Pembroke Pines and FL Zip Code 33024. It’s likely that some of your friends and neighbors already do business with us. If you’re putting a new car on the road or just want to get an independent, objective and unbiased evaluation of your coverage, give us a call. We also offer other policy endorsements you might want know about. We’ll be pleased to talk with you.