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When you live in Pembroke Pines, Florida, it’s important to have a homeowner’s insurance policy. Liability coverage is common within a policy – and you want to make sure it is coverage you have in place to cover various incidents.
Whether it’s a dog bite, a slip and fall, or something else, there are three good reasons for the coverage.
Medical Bills
Medical bills may be covered if a visitor to your home is injured. You don’t want to be the one to pay for these out of pocket, so home liability coverage will likely take care of the expenses on your part. If they have health insurance, you could be held liable – and this is a great way to save the money from being your financial responsibility.
Legal Costs
There could be legal costs associated with someone getting hurt on your property. If there’s an accident in your home, someone could sue you. This is going to require a lawyer. Whether you are found responsible for the damages or not, the home liability coverage is likely going to take care of your legal costs so you don’t go broke in the process.
Wages
If someone is injured sufficiently enough, they may be out of work. These lost wages could become your problem. The good thing about liability coverage is that it may prevent you from paying these wages.
You never know when someone could be injured and to what extent. When you have the right limits on your liability coverage, it can cover pain and suffering, medical bills, legal costs, wages, and more.
Contact us at McCormick Insurance Inc. today to speak to an agent who can help you find the right home insurance policy for you. Our agents look forward to finding comprehensive policies at affordable rates in Florida.