The Facts About Other Florida

Living in Pembroke Pines, Florida, it’s important to have the right insurance to protect your property and assets. Florida has a number of varied insurance laws, so having an independent agent who knows and understands the law is key. Using an agent that provides the option of comparing quotes for Pembroke Pines, FL other insurance policies prior to your call saves time, effort and money.

Umbrella

Having an umbrella insurance policy could save you quite a bit of money. With so many outdoor activities, recreational sports and unpredictable weather, being insured for the little things makes a big difference when you really need it. This insurance kicks in when your primary coverage is exhausted, helping fill in the excess gaps.

Recreational Vehicles

Having recreational vehicles in this climate is almost a given. It’s important to know the laws and have the right (Pembroke Pines, FL insurance) to keep your vehicles safe frominclement weather conditions and road hazards.

Boat

Having a boat in Florida is almost like having a car. Making sure you have adequate protection that will cover your property and any injuries is very important.

Inland Marine

If you’re a business owner that constantly moves items of value, an inland marine policy is your best bet to protect your items and the property of others.

Motorcycle

Florida has a number requirements for operating a motorcycle, including having an endorsed license for legal operation. Having an independent agent that understands the rules of the road and (Pembroke Pines, FL insurance) is key.

Builders Risk and Vacant Risk

Pembroke Pines, FL is a thriving area with lots of new construction and renovations. Builders risk and vacant risk policies work hand-in-hand. A builder’s risk policy usually covers material and labor costs up to the coverage limit. During new construction and some renovations, your property may be vacant and need additional protections. A vacant risk policy can cover you in the event of theft, vandalism and other situations.

Excess Insurance

Excess insurance works wonders in the event of an accident where you are required to pay money to assist with the repairs. An independent agent can explain this is greater detail to recommend policies that will work to your advantage.