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Vacant dwelling insurance policies cover a home if it remains vacant for a specific amount of time, which usually has to be a minimum of 60 days. The builder’s risk insurance policy will cover any building that is still under construction.
These are two types of insurance available to residents in Pembroke Pines, FL from McCormick Insurance, Inc., that some people are unaware of, but that can be extremely beneficial in certain situations.
If you are interested in this type of insurance coverage, then you should use the tips here to make sure you get the right policy for your needs.
1. Bundle and Save
Chances are you already have a few other insurance policies provided by an insurance company. You have also likely heard that when you purchase several policies from the same provider, you can actually save money.
This is true for most insurance companies. As a result, if you are thinking about purchasing builder or vacant risk insurance in Pembroke Pines, FL, consider working with your current insurance provider to see if savings are possible.
2. Compare Quotes
While asking your current insurance provider about this coverage is a good idea, you don’t want to automatically jump at any offer given. This can leave you with a policy that costs more than you actually want to pay.
Instead, make sure to gather a quote from your existing provider, and then a few others. This will help ensure you get the best deal and most value.
3. Work with a Reputable Agent
The absolute best thing you can do is work with a reputable agent. They will help ensure you get the coverage and price you want and need.
If you need more information about vacant or builders risk insurance, you can also contact the helpful staff at McCormick Insurance Inc.