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You are about to purchase home insurance from McCormick Insurance Inc. in Pembroke Pines, FL. You know the policy covers your dwelling, but do you know that home insurance protects more than just the building? Yes, a good home insurance policy covers the below areas.
Dwelling protection
Perhaps, this is the most common reason many homeowners buy home insurance. Home insurance repairs or rebuilds your home should the covered perils strike your home. For instance, home insurance reimburses repair expenses if fire, accidental water damage, hailstorms, lightning and other covered perils occur.
Home insurance can also cover detached structures like the garage, fence, or gazebo. Usually, you pay 10% of your policy to get additional coverage for detached structures.
Personal property coverage
Has it not taken you a lot of time and resources to accumulate personal assets like electronics and furniture? Given that your assets are valuable, considering home insurance is a wise decision since it reimburses you for the loss or damage to your assets.
Yes, home insurance doesn’t prevent perils from happening, but it ensures you don’t start from scratch when perils occur.
Liability protection
Home insurance protects you when you, your family members, or your pet causes injury to third parties. It also protects you when accused of causing property damage to persons living outside your home. Plus, home insurance covers legal costs should third parties sue you.
Loss of use
Home insurance can cover the additional living expenses you incur while your house is being rebuilt after damage. Home insurance covers hotel accommodation, food, transport, and other additional living expenses indicated in your policy.
Buy home insurance in Pembroke Pines FL
Ready to protect your home with home insurance? You are on the right track. If you are in Pembroke Pines, FL and its environs, don’t hesitate to get in touch with McCormick Insurance Inc. for an affordable home insurance policy.