You can generally rest assured that your inland marine insurance is going to cover the bulk of the trip, that is, while your goods are being transported by truck or by train, you’re probably covered come what may. But, the trip from point A to point B isn’t always so simple. Once your goods arrive at your warehouse in Pembroke Pines, FL, you may be breaking the shipment up to send out to various businesses around town by truck, car, and van. So when does your insurance policy first kick in, and when does it end?
The Long Haul
Typically your marine inland insurance covers you in two areas:
- The long-haul transit from point A to point B, and…
- Any time your goods are stored anywhere along the way, not at a facility that you own or operate.
This means that if your driver parks your goods in a warehouse for another driver to pick up the next morning, you’re covered for the night. You don’t have to worry about a company like McCormick Insurance Inc. telling you that you’re out of luck because your goods were damaged in a warehouse fire, and not on the road.
You’re typically not going to be covered after your goods arrive at your own place of business in Pembroke Pines, FL. Once your goods have reached point B, your insurer’s job is done.
Some companies may offer extra protection once those goods arrive and start going out for delivery, but marine inland is focused more on the long-haul than on local deliveries. In any event, you’ll want to call your insurer and find out before assuming that your goods are covered for local trips.
You have a lot riding on the line when shipping, so call McCormick Insurance Inc. and get covered.