Do You Need Specialized RV Insurance?

Standard RV insurance policies in Pembroke Pines, FL offer many of the same coverage options as auto insurance to include liability, collision, comprehensive and uninsured motorist protection. As recreational vehicles are more complex than autos, however, conventional insurance may not be enough to protect your costly investment. Specialized RV coverage from McCormick Insurance Inc. helps compensate you for the extra risks you face as an RV owner.   

What is Specialized RV Coverage?

Specialized RV coverage is extra protection for your RV investment on top of conventional liability, collision, comprehensive, and uninsured motorist coverage. It includes:

• Total Loss Replacement – to cover the cost of replacing your RV if it’s totaled in an accident
• Personal Property Protection – to protect all the extras you carry around in your RV when traveling
• Vacation Liability – to cover accidental injuries of people who visit your RV or campsite during your travels
• Fulltime RV Coverage – covers any eventuality you may face while living and traveling in your recreational vehicle

Do You Need Specialized RV Coverage?

RVs have aspects that require greater coverage than conventional vehicles. Your RV is, in essence, a home on wheels with its own water source, kitchen, electronic equipment and bathroom. In the event of an accident, there’s so much more that can be damaged. Due to its size and weight, your RV can also cause more extensive damage to others, requiring that you purchase more than minimum liability coverage.

If you’re a frequent RV traveler, it only makes sense to have well-rounded RV coverage to protect your assets and valuable investment. By combining liability, collision, comprehensive and uninsured motorist coverage with specialized RV coverage, you’ll have the protection you need for almost any eventuality.

To purchase the RV insurance you need, contact McCormick Insurance Inc., serving residents in Pembroke Pines, FL and surrounding communities.