Will Flood Insurance Cover My Yard?

Before purchasing a flood insurance policy, it’s crucial to understand what it does and doesn’t cover. This knowledge can save you from potential trouble if something gets damaged in a flood that isn’t covered by your policy. While most people focus on the property itself or its contents, others may wonder if their policy will cover damage to their yard. Many homeowners invest significant effort into maintaining their yards, so protecting them is important. Let’s delve deeper into flood insurance to see if it covers plants, trees, and more. When you’re ready to purchase flood insurance, trust the team at McCormick Insurance Inc. in Pembroke Pines, FL, to help you find the right policy.

Does Flood Insurance Cover Damage Outside the Home, Such as Yard Damage?

Unfortunately, flood insurance does not cover damage to the yard. Flood insurance primarily protects structures and your belongings. Any damage to your property will likely be your responsibility. So, if flood insurance doesn’t cover the area surrounding your home, what can you do? The best approach is to flood-proof your yard to minimize potential damage from a flood. It’s also important to assess the soil on your property to ensure it’s not prone to sliding after a flood. Earth movement, even if caused by a flood, may not be covered under your policy.

Find Flood Insurance for Your Property Here

While flood insurance may not cover the yard, it does cover the things that matter most. If you’re ready to purchase a flood insurance policy, we’re here to help! McCormick Insurance Inc. in Pembroke Pines, FL, makes it easy to find a flood insurance policy that suits you. Get Florida insurance quotes with us today!