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Paying for auto insurance seems like such a pain. There’s so much that you could use that money for instead of paying for an accident that may never happen. However, there are numerous reasons to have insurance, even if you never get into an accident.
1. It’s the Law
In every state in the United States, it’s required that you have automobile insurance, whether you have a car, truck, van or SUV. The level of insurance you need depends on the laws in your state, which a McCormick Insurance Inc insurance agent will be able to explain to you, so you develop a policy that’s beneficial to you and follows the laws in your state. If you get caught without insurance, which states are getting stricter about, you can lose the plates on your vehicle. Even if you don’t get caught by the police, you can still find yourself in trouble legally because checks are being conducted, and as soon as a policy is canceled or lapses, you only have a short window of opportunity to get new insurance after the insurance company is required to notify the state.
2. It Protects Your Assets
Let’s say you cause an accident and don’t have insurance. The other party can file a civil suit suing you for compensation for their medical bills, pain and suffering and vehicle damage. You’ll be financially responsible for all of these bills out of pocket. If you don’t have money, you can lose your home or whatever else you own. You may be required to have monthly payments taken directly out of your pay. While if you had insurance, it would have covered almost all of the expenses minus the deductible.
3. Covers Your Car
If your car isn’t paid off, you’ll need to pay the remaining balance, plus try to figure out how to pay to replace it. This can get costly and possibly impossible for you to handle. Your loan company may require you to have a full tort.
Contact McCormick Insurance Inc. today at 954-602-5741 to get a quote and open a policy. We serve the Pembroke Pines, FL area.