Common Auto Insurance Myths

Many people think that they understand auto insurance but in reality, there are many myths that people believe are the truth. When you are looking at auto insurance in Pembroke Pines, FL, you need to know what is true and what is not. To help you know the differ nice between myth and fact, take a look at these common myths from McCormick Insurance Inc.

• Your credit score is not taken into account. In fact, most areas do look at your credit score to see if you will be able to pay the premiums. Your credit score can directly impact the cost. The lower your score, the higher your premium, and vice versa.
• Older people pay more. Actually, the opposite is true. The younger someone is, the more of a risk they are to insure. Because of this, as people get older, they develop more of a driving maturity and their rates tend to go down. You may even get an added discount when you are over the age of 55.
• Red cars are more expensive to insure. Most companies don’t even look at the color of the car when they are determining rates. Instead, they look at the body style, the make, model, and the age of the vehicle. They also look at the age of the driver as well as driving history. The color of the car has no bearing on the insurability so it is not taken into account for rates.

Auto insurance is a necessity if you have a vehicle and drive it around. If you do not already have one, you can reach out to McCormick Insurance Inc. for a free quote. They serve the Pembroke Pines, FL area and can make sure you get a policy that meets your needs and your budget.