Click to Call
Get Directions
An umbrella policy will help protect your assets in the event you are found at fault in a liability claim. There are various claims that almost certainly will need additional limits from an umbrella policy. If you are living in the Pembroke Pines, FL area and are unsure if you have adequate umbrella limits reach out to an agent at McCormick Insurance Inc. today.
Teen Driver Auto Claims
Even the most cautious teen driver is much more likely to be a fault in a car accident. Teens are responsible for close to 10% of all fatality crashes annually. A car crash involving a fatality can result in a high liability lawsuit that will quickly cause you to go through your primary policy limits. An umbrella policy will help mitigate the increased risk of having a teen driver on your policy.
Dog bite claims
If you are a dog owner, it is imperative that you consider an umbrella policy. There is a good chance that your homeowners’ policy excludes or restricts coverage for dog bites. Dog bite claims can quickly add up, and you could be on the hook for a third party’s’ medical bills in addition to large sums for pain and suffering.
Children playdate injuries
If you have your kids’ friends over for playdates regularly, you may want to consider an umbrella policy to cover you in the event a child is injured. An umbrella policy is even more critical if you have a house with a pool, trampoline, or other activities that significantly increase the risk of someone being injured. If you enjoy entertaining, especially children, an umbrella policy will give you peace of mind that you will have enough coverage above your homeowners’ policy in the event of an injury.
If you would like to learn more about umbrella coverage, reach out to McCormick Insurance Inc. today. We proudly serve the Pembroke Pines, FL area.