Common Myths Regarding Car Insurance

While most people understand that car insurance is required by law, there are many misconceptions that people have developed over the years. These have largely been perpetuated by the general public and other insurance companies that push these myths for their own gain; however, McCormick Insurance Inc. has been serving the area of Pembroke Pines, FL and wants to dispel these myths in the interest of putting the needs of the clients first. Take a look at some of the myths below.

The most common myth is that any insurance policy with an agent is more expensive than a similar policy without an agent. This is a myth on several levels. First, there are many policies that do not come with an agent that are absolutely more expensive than the same policy with an agent. Second, having an agent actually saves the customer money in many ways. First, an agent will fight on behalf of their client to have their claims paid out and to have their rates lowered. These are extremely valuable assets. In addition, an agent knows the policies that their companies offer. This means that an agent can find a policy that suits the needs of their client without overpaying.

Another common myth is that people think they cannot shop around for other insurance policies while they have an active policy. This isn’t true. People can always talk to other insurance companies and try to get quotes for their insurance without committing to another policy in the process. People can have another policy lined up that will take over once their current policy expires. Don’t wait for a policy to expire before investing in a new one. This lapse in coverage can have serious consequences due to the risk of not having coverage and the fact that car insurance is required by law.

People in the Pembroke Pines, FL area with questions about other common car insurance myths should contact McCormick Insurance Inc. today for more information!