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Marine inland insurance is a type of insurance policy that is not typically understood. If you work for a company and they have asked you to purchase marine inland insurance, your mind may be racing with questions. Here are a few of the questions that we at McCormick Insurance Inc. serving the Pembroke Pines, FL area, are often asked about Marine Inland Insurance.
What is Marine Inland Insurance?
Marine inland insurance typically covers inland items that are stored near waterways. This may be transportation property, such as bridges, piers or roads. This may be communication devices, such as radio or television towers or phone lines. Or this may be covered to docked boats that carry cargo that may be damaged.
What Does Marine Inland Insurance Cover Against?
Marine inland insurance helps to cover the property named in the policy against damage done by these waterways. If there is a storm or the tides change, the property can become damaged. Bridges can get rusty and need extensive repairs, roads can be wiped out, telecommunication equipment can be destroyed and cargo stored on ships that are being transported can become water damaged. This type of insurance helps to protect against these losses, ensuring these businesses are not hit with a huge bill because of water-based events.
If I Have Marine Insurance Do I Still Need Marine Inland Insurance?
Marine insurance helps to protect cargo while it is being transported at sea. Once your boat is docked, you will need marine inland insurance. As such, marine insurance does not offer the same protections that marine inland does, though they both cover your cargo on a ship at different points in time.
If you still have questions about marine inland insurance, or you are ready to get a quote in the greater Pembroke Pines, FL area, call McCormick Insurance Inc. today. We can help you get the right policy for your needs.