How to prepare your home for a flooding event in Pembroke Pines, FL

Floods are the most destructive and sometimes most unpredictable as they can happen in regions that rarely see rain. If you live in Pembroke Pines, FL, you probably know how costly the damages can get. Since they are not always predictable, McCormick Insurance Inc. recommends taking steps to prepare if you live in a flood zone area. Here are a few ways you can help keep yourself, your family, and your property safe from floods.

Check with your local council to assess the flood risk

The first and most crucial step is checking whether your home is located in a flood risk area or not. If marked as high risk, your local council will provide you with information such as the expected dates and how you can minimize potential losses. You should also stay alert by monitoring local news and weather reports. If your home is not in a high-risk area, don’t relax. Buy flood insurance and keep yourself updated for emergency alerts.

Make your safety a priority

You will not keep your home and loved ones safe if you are not safe yourself. Create emergency exits in case flooding occurred suddenly. If you live in a mansion with several floors, consider moving most valuables to the upper floors. You also want to check and ensure electricity and water pipes are properly sealed to avoid excess damage.

Buy flood insurance

Homeowners insurance in Pembroke Pines, FL, does not cover floods. Therefore, it is your responsibility to ensure that you get a separate flood insurance policy to protect your home and personal belongings. Your insurance company can help you buy the right coverage based on the value of your home.

Most flooding events are unavoidable, but with a little planning, organization, and taking safety measures, you can get back to your everyday life sooner than expected. Let McCormick Insurance Inc. help you stay safe. Contact us for more information, quotes, or policy discussions.