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For the last 15 years, Pembroke Pines has gown rapidly. There have been a multitude of buyers and sellers. Some are buying their first home, and others might be buying their third. One thing they all have in common is the necessity of home insurance that covers their residence and insures the loss of the home iteslf, its contents and liability for injury on the premises. If your home is destroyed or rendered inhabitable by a covered risk, most home insurers will also cover your additional housing expenses until such time as your home is either repaired or rebuilt.
A loss of the home would be a major insurance claim. In that context, the most common coverage is known as extended replacement coverage. This is probably sufficient to rebuild or replace your home as it usually tops out at about 125 percent of your home’s appraised value. We can also put an inflation addendum on your coverage so that inflation doesn’t absorb your coverage.
We also recommend that Pembroke Pines, FL home insurance cover hurricanes. Because we’re independent insurance agents and tied in with multiple insurance companies, we expect to match you up with choices of top quality rated insurers for hurricane coverage. Remember that hurricane coverage doesn’t ordinarily cover flooding though. That could cause more damage to your home and contents than the hurricane itself. You’ll need specific coverage for this too.
Hurricanes are natural disasters. They’re inevitable here in South Florida and when disaster strikes, you’ll be pleased that you had the foresight to have covered hurricanes and flooding. You can get an online quote here on our website, you call us, or just stop in. You’ll get honest, objective, and unbiased information from us. We’ll be happy to take the time to talk with you.
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