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Residents of Pembroke Pines, Florida enjoy beautiful weather and plenty of fun activities year-round. Like most, they enjoy their vehicles. Florida law requires auto insurance coverage for all automobiles, and depending on your vehicle and whether it’s paid off or not, you may be required to carry full-coverage auto insurance.
Aside from your monthly payments, how often do you think of your auto insurance policy? Are you familiar with your level of coverage, and have you checked to ensure you are getting the best deal? It’s a good idea to periodically review your policy to make sure your coverage is still appropriate for your situation. You can sit down with an agent at McCormick Insurance Inc. to determine whether you need to make any changes or not.
How Do You Know It’s Time To Re-evaluate Your Policy?
If you’ve purchased a new vehicle, it’s a great time to completely look into your policy to ensure you are getting the right amount of coverage and to make sure you are getting the best deal. Other situations that warrant another look include:
- Age. Have you celebrated a birthday? Young people tend to pay higher insurance rates, so if you are getting older you should check your policy, same goes if you have your adult child on your policy.
- Driving record changes. Have you had tickets or accidents in the past? If they’ve dropped off your record, you may now qualify for lower rates or a good driver discount.
- If you have moved to a new neighborhood, rates may change as well.
It’s also a good idea to check if your coverage is enough for your needs. You may wish to increase your coverage, or add things like roadside assistance or rental car coverage to help you in case of an emergency. Take time periodically to review your current policy, it can save you money.