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The beautiful waters of the Pembroke Pines, FL area call to all boaters. Many fun afternoons have been spent with friends and family on the water. But your boat is an investment that needs to be insured before you head out. Our team at McCormick Insurance Inc. can help! They can answer questions and make recommendations based on your boat size and how frequently you use it.
Boat insurance policies have several features to protect. The policy should provide liability coverage, protect mechanical equipment, as well as, handle any physical damage to the boat. If someone is injured on the boat, the owner is protected with liability coverage. It should also address vandalism and theft. If the boat isn’t used often, talk with your agent. They may be able to recommend options for more cost-effective coverage. Some boat owners mistakenly believe that their boat is covered by their home insurance policy. Very small boats sometimes can be covered but it’s rare. Coverage will also be different for larger yachts then small boats on lakes. Uninsured/underinsured boater coverage is valuable protection. Lastly, all personal possessions, including sports equipment, should be covered by the policy.
In the Pembroke Pines, FL area, our agents at McCormick Insurance Inc. are ready to help with your boat insurance needs. We want you to safely enjoy your time on the water. They will provide information about your options. That way you’ll know that you’re covered should an accident occur. Disasters such as someone being injured or the sinking of the boat can be financially devasting. Invest a little time to visit with one of our agents. They will be able to help you make informed decisions that are best for you. Before you head out, contact us! It’s worth your time to protect your boat.