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Attention Rochester MN residents: now is the time to talk to your adult children about life insurance. An agent at Safechoice Insurance Agency can give you a variety of tips on how to make the conversation flow smoothly. Talking to your children about what you’d like to have happen after you pass away is not easy, but it’s necessary. Having this difficult conversation now can save your children heartache and stress after you’re gone. Use these simple tips to make the conversation easier.
– Plan ahead. Let your kids know that it’s important for you to discuss your final wishes, and set a time and place that the conversation will happen. Know that your kids might try to reschedule a few times- that’s ok. Just let them know that the topic needs to be discussed.
– Stress to your adult children that you’re having this conversation in order to make their lives easier, not more difficult. Let them know that the last thing you would want is for them to be financially burdened after you die.
– Be open to questions and various emotions that may come up. Just like you wouldn’t want your children to tell you how to feel, you can’t tell them how to feel either. They may feel nervous, sad, or even angry at having to face the thought at that at some point, you will pass away. Give them a safe space to feel these emotions, and press forward with the conversation regardless.
If you need life insurance coverage, it’s important to talk to a qualified agent to ensure that you and your family are protected. If you’re in the Rochester MN area, call Safechoice Insurance Agency today to learn about your life insurance options.