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Inland marine insurance refers to a specific type of insurance designed to protect equipment, goods, and materials that are traveling over land or in a storage facility other than a fixed or defined business locale. According to the insurance professionals at McCormick Insurance Inc. in Pembroke Pines, FL, inland marine insurance is considered versatile and customizable insurance coverage capable of protecting a wide variety of property and assets – especially those that are challenging to insure under a typical insurance policy.
Main Coverages Offered By Inland Marine Insurance
Coverage options include:
- Transportation Coverage for property while traveling by train, truck, or other transportation modes or when warehoused temporarily while in transit.
- Bailee’s Coverage refers to protection for property left in the temporary possession of someone other than the property owner.
- Builder’s Risk Coverage, as the name implies, protects (from vandalism, fire, theft, etc.) equipment, structures, and materials related to construction projects.
- Installation Coverage protects against damages that happen during an installation.
- The Contractor’s Equipment Coverage is designed to protect tools and contractor equipment in transit between job locations or on-site.
Other coverage options for inland marine insurance include the following:
- Exhibition and Trade Show Coverage for property that is on temporary display.
- Fine Arts Coverage for antiques and valuable collectibles when in transit.
- Equipment Floaters Coverage for machinery/equipment (i.e., construction equipment) that is damaged or stolen in transit between locations.
- Miscellaneous Property Floater Coverage is a flexible, catch-all category for those items that don’t fit into an existing category.
Contact a Leading Pembroke Pines, FL Inland Marine Insurer
Coverage options and terms for inland marine insurance can vary among insurance providers. For more information, contact McCormick Insurance Inc. at 954-602-5741 or online.