What to Do When Your RV is Involved in an Accident

Posted on by agentinsure

Summer sun means road trips and camping out with your RV. If you’re planning to explore the country with your recreational vehicle this season, you should know what to do if your RV is involved in an accident with another vehicle.

Florida State Law

If you are involved in a car accident in the Pembroke Pines, FL area, Florida state law requires a report to be made within 10 days of the occurrence if the accident caused death, injury, extensive damage, or involved a commercial motor vehicle. The report should include the names and addresses of those involved, as well as descriptions of the vehicles and their insurance information.

All parties involved in the accident are required to submit their insurance information to responding law enforcement officials. If you are unsure of your vehicle insurance status, the experts at McCormick Insurance Inc. can help you get full coverage.

What You Should Do

Take these steps after your RV accident to ensure a smooth claims process.

  • Make sure everyone involved is safe. Move away from damaged vehicles and busy roads before taking any other actions.
  • If anyone is injured, call for emergency medical services right away.
  • Call local law enforcement to control and document the scene.
  • Write down license plate numbers and insurance information. You can give out your insurance information, but do not provide your personal information to anyone besides law enforcement officials.
  • Take pictures of the scene from multiple angles. This will be used as evidence in your claims process. If you don’t have a cellphone with camera capabilities, keep a disposable camera in your RV.
  • Call your insurance company as soon as possible.

McCormick Insurance Inc. serves the vehicle insurance needs of residents in the Pembroke Pines, FL area. Contact us to find out more about the importance of RV insurance.