What to Know about Auto Insurance for Your Teen Driver

Once your teen reaches driving age, you may be worried about your insurance rates going up. While adding a teen driver to the policy can cause rates to go up a bit, there are things you can do to avoid drastic hikes.

The reason it costs more to insure new drivers is that they are more dangerous on the road, and the riskier people are, the higher insurance rates they have to pay. In order to save some money on auto insurance for your teen in Pembroke Pines, FL, speak with an agent at McCormick Insurance Inc..

You have to insure your teen driver. Let your insurance company know when they receive their learner’s permit, even though they aren’t typically listed on the policy until they receive their license. There are some cars that are cheaper to insure, so if your household has more than one car, have your teen driver assigned to the specific one that is the least expensive to insure. If your child is getting their own car, look at the IIHS website for cars that have lower insurance rates. Four-door sedans and crossovers are usually good options.

There may be discounts with your teen driver, just as there are with adults with good driving records. They may be a good student discount for those that receive at least a B average, and your teen may be able to take a driver’s education course for a cheaper rate. If your teen is at college and not driving the car regularly, speak with an agent about getting a break on insurance. Bundling home and auto insurance can still help you save money with a teen driver.

Contact an agent at McCormick Insurance Inc. serving Pembroke Pines, FL to get a quote for adding your teen on your auto insurance.