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By itself, a car accident is a traumatic event. But you need to think about the days and weeks after the incident and the harm that can ensue. Protect yourself from any potential medical, legal, or financial problems by following these tips.
Make sure everyone is okay.
After you’ve shaken off the cobwebs, make sure that you and everyone in your car are okay. Make a note of even the slightest pain because that may morph into something else later on. Then check on any other parties involved such as the driver of the other vehicle or pedestrians that may have been hit. It’s important not to engage in any long conversations because anything you say may be used against you. If there are any injuries. call “911” immediately so first-responders can administer treatment.
Make a record.
Using the memo or notepad functions on your smartphone, write down a detailed description of the accident from your point of view. Encourage your passengers to do the same. Note the date, time, weather, speed, surroundings, people involved, and what you believe happened. Then use your camera to take pictures or video of any damage to vehicles and property as well as people involved and injuries. Don’t forget to get shots of the environment, traffic signs, or any potential witnesses.
Exchange contact information.
Exchange contact information with all parties involved including names, addresses, phone numbers, and license plates and the names of any agents and insurance companies, such as McCormick Insurance Inc. serving Pembroke Pines, FL.
Contact your insurance company.
Before other parties have left, contact your agent at McCormick Insurance Inc., serving Pembroke Pines, FL. She will be able to advise you on what additional tasks you need to perform at the scene and how to proceed after the accident is cleared. She may request copies of any records you made to help with the claims investigation.