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Living in Florida is a dream come true for many residents. From wonderful cities, a bustling economy, and breathtaking sceneries, there is a lot to savor in the Sunshine State. If you are a Floridian, the chances are that you have bought, rented, or leased a vehicle. But how much do you know about auto insurance? McCormick Insurance Inc. of Pembroke Pines, FL sheds light on who needs car insurance.
Who needs auto insurance?
Like many states, Florida requires all drivers to purchase auto insurance. The state requires you to buy liability and personal injury protection (PIP) coverages every time you drive or park in public spaces. More so, Florida is a no-fault state. This means that the insurance company covers liability costs up to a specific limit, regardless of who caused the accident.
Florida’s law requires drivers to show proof of insurance whenever they are driving. Failure to carry required auto insurance may result in fines of up to $500 and license suspension. And if you are at fault for an accident, you will be required to foot the liability costs from your pocket.
Besides compliance, who else needs auto insurance?
Yes, we know the law requires auto insurance, but who else needs car insurance. If your car is financed by a federal-regulated financier, they may require you to invest in car insurance as long as your loan liability is outstanding. The other persons that need auto insurance are:
- Those who want peace of mind
- Persons that need financial cushioning
- If you value your car
Ultimately, everyone who owns a car needs auto insurance. Whether it’s a classic, modern, commercial or private vehicle, ignoring car insurance isn’t an option!
Buy auto insurance in Pembroke Pines, FL
Ready to invest in car insurance? Please look no further than McCormick Insurance Inc. We offer comprehensive and affordable car insurance policies for our clients.